LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,146
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,301/mo
Today · 4.125%
HK$43,726
baseline
▲ 0.50% · 4.625%
HK$46,386
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,452/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,774
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,002
−HK$1,245/mo
Today · 4.125%
HK$48,247
baseline
▲ 0.50% · 4.625%
HK$50,790
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,494/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,375
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,910
−HK$1,561/mo
Today · 4.125%
HK$52,471
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,942/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,929
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,402
−HK$1,494/mo
Today · 4.125%
HK$57,896
baseline
▲ 0.50% · 4.625%
HK$60,948
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,792/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,604
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,396
−HK$1,820/mo
Today · 4.125%
HK$61,216
baseline
▲ 0.50% · 4.625%
HK$64,941
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,432/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,084
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,802
−HK$1,744/mo
Today · 4.125%
HK$67,546
baseline
▲ 0.50% · 4.625%
HK$71,106
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,092/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,062
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,366
−HK$2,340/mo
Today · 4.125%
HK$78,706
baseline
▲ 0.50% · 4.625%
HK$83,495
+HK$4,789/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,412/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,393
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,603
−HK$2,242/mo
Today · 4.125%
HK$86,845
baseline
▲ 0.50% · 4.625%
HK$91,422
+HK$4,577/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,690/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,660 · Scale 2, in force from 26 Feb 2026)