LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,149
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,429
−HK$1,300/mo
Today · 4.125%
HK$43,729
baseline
▲ 0.50% · 4.625%
HK$46,390
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,458/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,777
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,005
−HK$1,246/mo
Today · 4.125%
HK$48,251
baseline
▲ 0.50% · 4.625%
HK$50,794
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,502/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,378
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,914
−HK$1,561/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,668
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,933
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,406
−HK$1,495/mo
Today · 4.125%
HK$57,901
baseline
▲ 0.50% · 4.625%
HK$60,953
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,802/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,608
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,400
−HK$1,821/mo
Today · 4.125%
HK$61,221
baseline
▲ 0.50% · 4.625%
HK$64,946
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,442/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,088
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,807
−HK$1,744/mo
Today · 4.125%
HK$67,551
baseline
▲ 0.50% · 4.625%
HK$71,112
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,102/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,068
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,371
−HK$2,341/mo
Today · 4.125%
HK$78,712
baseline
▲ 0.50% · 4.625%
HK$83,502
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,424/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,399
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,609
−HK$2,242/mo
Today · 4.125%
HK$86,851
baseline
▲ 0.50% · 4.625%
HK$91,429
+HK$4,578/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,702/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,711 · Scale 2, in force from 26 Feb 2026)