LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,149
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,429
−HK$1,301/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,390
+HK$2,660/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,778
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,006
−HK$1,245/mo
Today · 4.125%
HK$48,251
baseline
▲ 0.50% · 4.625%
HK$50,795
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,502/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,379
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,915
−HK$1,560/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,668
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,934
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,407
−HK$1,494/mo
Today · 4.125%
HK$57,901
baseline
▲ 0.50% · 4.625%
HK$60,954
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,802/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,609
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,401
−HK$1,820/mo
Today · 4.125%
HK$61,221
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,726/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,442/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,089
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,808
−HK$1,744/mo
Today · 4.125%
HK$67,552
baseline
▲ 0.50% · 4.625%
HK$71,112
+HK$3,560/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,104/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,068
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,372
−HK$2,341/mo
Today · 4.125%
HK$78,713
baseline
▲ 0.50% · 4.625%
HK$83,503
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,426/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,400
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,610
−HK$2,242/mo
Today · 4.125%
HK$86,852
baseline
▲ 0.50% · 4.625%
HK$91,430
+HK$4,578/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,704/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,719 · Scale 2, in force from 26 Feb 2026)