LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,151
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,431
−HK$1,300/mo
Today · 4.125%
HK$43,731
baseline
▲ 0.50% · 4.625%
HK$46,392
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,462/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,780
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,246/mo
Today · 4.125%
HK$48,253
baseline
▲ 0.50% · 4.625%
HK$50,796
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,506/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,381
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,917
−HK$1,560/mo
Today · 4.125%
HK$52,477
baseline
▲ 0.50% · 4.625%
HK$55,670
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,954/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,936
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,409
−HK$1,495/mo
Today · 4.125%
HK$57,904
baseline
▲ 0.50% · 4.625%
HK$60,956
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,808/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,611
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,403
−HK$1,821/mo
Today · 4.125%
HK$61,224
baseline
▲ 0.50% · 4.625%
HK$64,949
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,448/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,091
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,810
−HK$1,744/mo
Today · 4.125%
HK$67,554
baseline
▲ 0.50% · 4.625%
HK$71,115
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,108/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,071
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,375
−HK$2,341/mo
Today · 4.125%
HK$78,716
baseline
▲ 0.50% · 4.625%
HK$83,506
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,432/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,403
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,613
−HK$2,242/mo
Today · 4.125%
HK$86,855
baseline
▲ 0.50% · 4.625%
HK$91,434
+HK$4,579/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,710/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,743 · Scale 2, in force from 26 Feb 2026)