LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,153
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,433
−HK$1,300/mo
Today · 4.125%
HK$43,733
baseline
▲ 0.50% · 4.625%
HK$46,394
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,466/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,782
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,010
−HK$1,245/mo
Today · 4.125%
HK$48,255
baseline
▲ 0.50% · 4.625%
HK$50,799
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,510/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,383
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,919
−HK$1,561/mo
Today · 4.125%
HK$52,480
baseline
▲ 0.50% · 4.625%
HK$55,673
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,960/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,938
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,494/mo
Today · 4.125%
HK$57,906
baseline
▲ 0.50% · 4.625%
HK$60,959
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,812/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,614
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,406
−HK$1,821/mo
Today · 4.125%
HK$61,227
baseline
▲ 0.50% · 4.625%
HK$64,952
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,454/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,095
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,814
−HK$1,743/mo
Today · 4.125%
HK$67,557
baseline
▲ 0.50% · 4.625%
HK$71,118
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,114/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,075
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,379
−HK$2,341/mo
Today · 4.125%
HK$78,720
baseline
▲ 0.50% · 4.625%
HK$83,510
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,440/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,407
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,617
−HK$2,243/mo
Today · 4.125%
HK$86,860
baseline
▲ 0.50% · 4.625%
HK$91,438
+HK$4,578/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,720/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,777 · Scale 2, in force from 26 Feb 2026)