LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,154
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,434
−HK$1,300/mo
Today · 4.125%
HK$43,734
baseline
▲ 0.50% · 4.625%
HK$46,396
+HK$2,662/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,468/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,783
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,011
−HK$1,246/mo
Today · 4.125%
HK$48,257
baseline
▲ 0.50% · 4.625%
HK$50,800
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,514/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,921
−HK$1,560/mo
Today · 4.125%
HK$52,481
baseline
▲ 0.50% · 4.625%
HK$55,675
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,962/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,940
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,413
−HK$1,495/mo
Today · 4.125%
HK$57,908
baseline
▲ 0.50% · 4.625%
HK$60,960
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,816/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,615
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,407
−HK$1,821/mo
Today · 4.125%
HK$61,228
baseline
▲ 0.50% · 4.625%
HK$64,954
+HK$3,726/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,456/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,096
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,815
−HK$1,744/mo
Today · 4.125%
HK$67,559
baseline
▲ 0.50% · 4.625%
HK$71,120
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,118/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,077
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,381
−HK$2,341/mo
Today · 4.125%
HK$78,722
baseline
▲ 0.50% · 4.625%
HK$83,512
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,444/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,410
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,620
−HK$2,242/mo
Today · 4.125%
HK$86,862
baseline
▲ 0.50% · 4.625%
HK$91,441
+HK$4,579/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,724/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,795 · Scale 2, in force from 26 Feb 2026)