LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,154
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,434
−HK$1,301/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,396
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,784
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,011
−HK$1,246/mo
Today · 4.125%
HK$48,257
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,514/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,385
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,921
−HK$1,561/mo
Today · 4.125%
HK$52,482
baseline
▲ 0.50% · 4.625%
HK$55,675
+HK$3,193/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,964/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,940
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,414
−HK$1,494/mo
Today · 4.125%
HK$57,908
baseline
▲ 0.50% · 4.625%
HK$60,961
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,816/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,616
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,408
−HK$1,821/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,954
+HK$3,725/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,097
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,816
−HK$1,744/mo
Today · 4.125%
HK$67,560
baseline
▲ 0.50% · 4.625%
HK$71,121
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,120/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,077
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,382
−HK$2,341/mo
Today · 4.125%
HK$78,723
baseline
▲ 0.50% · 4.625%
HK$83,513
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,446/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,410
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,621
−HK$2,242/mo
Today · 4.125%
HK$86,863
baseline
▲ 0.50% · 4.625%
HK$91,441
+HK$4,578/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,726/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,801 · Scale 2, in force from 26 Feb 2026)