LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,155
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,435
−HK$1,300/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,396
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,784
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,012
−HK$1,246/mo
Today · 4.125%
HK$48,258
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,543/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,516/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,385
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,922
−HK$1,560/mo
Today · 4.125%
HK$52,482
baseline
▲ 0.50% · 4.625%
HK$55,676
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,964/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,941
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,414
−HK$1,495/mo
Today · 4.125%
HK$57,909
baseline
▲ 0.50% · 4.625%
HK$60,962
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,818/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,616
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,409
−HK$1,820/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,955
+HK$3,726/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,098
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,817
−HK$1,744/mo
Today · 4.125%
HK$67,561
baseline
▲ 0.50% · 4.625%
HK$71,122
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,122/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,078
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,382
−HK$2,342/mo
Today · 4.125%
HK$78,724
baseline
▲ 0.50% · 4.625%
HK$83,514
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,448/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,411
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,621
−HK$2,243/mo
Today · 4.125%
HK$86,864
baseline
▲ 0.50% · 4.625%
HK$91,442
+HK$4,578/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,728/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,808 · Scale 2, in force from 26 Feb 2026)