LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,156
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,436
−HK$1,301/mo
Today · 4.125%
HK$43,737
baseline
▲ 0.50% · 4.625%
HK$46,398
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,474/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,785
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,013
−HK$1,246/mo
Today · 4.125%
HK$48,259
baseline
▲ 0.50% · 4.625%
HK$50,803
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,518/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,387
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,923
−HK$1,561/mo
Today · 4.125%
HK$52,484
baseline
▲ 0.50% · 4.625%
HK$55,678
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,968/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,943
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,416
−HK$1,495/mo
Today · 4.125%
HK$57,911
baseline
▲ 0.50% · 4.625%
HK$60,963
+HK$3,052/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,822/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,618
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,410
−HK$1,821/mo
Today · 4.125%
HK$61,231
baseline
▲ 0.50% · 4.625%
HK$64,957
+HK$3,726/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,462/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,100
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,819
−HK$1,744/mo
Today · 4.125%
HK$67,563
baseline
▲ 0.50% · 4.625%
HK$71,124
+HK$3,561/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,126/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,081
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,385
−HK$2,341/mo
Today · 4.125%
HK$78,726
baseline
▲ 0.50% · 4.625%
HK$83,516
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,452/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,414
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,624
−HK$2,242/mo
Today · 4.125%
HK$86,866
baseline
▲ 0.50% · 4.625%
HK$91,445
+HK$4,579/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,732/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,830 · Scale 2, in force from 26 Feb 2026)