LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,157
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,437
−HK$1,301/mo
Today · 4.125%
HK$43,738
baseline
▲ 0.50% · 4.625%
HK$46,399
+HK$2,661/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,476/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,787
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,245/mo
Today · 4.125%
HK$48,260
baseline
▲ 0.50% · 4.625%
HK$50,804
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,520/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,388
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,925
−HK$1,560/mo
Today · 4.125%
HK$52,485
baseline
▲ 0.50% · 4.625%
HK$55,679
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,970/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,944
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,418
−HK$1,494/mo
Today · 4.125%
HK$57,912
baseline
▲ 0.50% · 4.625%
HK$60,965
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,824/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,620
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,412
−HK$1,821/mo
Today · 4.125%
HK$61,233
baseline
▲ 0.50% · 4.625%
HK$64,959
+HK$3,726/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,466/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,101
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,820
−HK$1,744/mo
Today · 4.125%
HK$67,564
baseline
▲ 0.50% · 4.625%
HK$71,126
+HK$3,562/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,128/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,082
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,387
−HK$2,341/mo
Today · 4.125%
HK$78,728
baseline
▲ 0.50% · 4.625%
HK$83,518
+HK$4,790/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,456/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,416
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,626
−HK$2,243/mo
Today · 4.125%
HK$86,869
baseline
▲ 0.50% · 4.625%
HK$91,448
+HK$4,579/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,738/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,847 · Scale 2, in force from 26 Feb 2026)