LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,157
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,438
−HK$1,300/mo
Today · 4.125%
HK$43,738
baseline
▲ 0.50% · 4.625%
HK$46,400
+HK$2,662/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$87,476/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,787
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,246/mo
Today · 4.125%
HK$48,261
baseline
▲ 0.50% · 4.625%
HK$50,805
+HK$2,544/mo
Deposit HK$9.02M · loan HK$9.02M · min. income ≈ HK$96,522/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,389
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,925
−HK$1,561/mo
Today · 4.125%
HK$52,486
baseline
▲ 0.50% · 4.625%
HK$55,680
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,972/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,945
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,418
−HK$1,495/mo
Today · 4.125%
HK$57,913
baseline
▲ 0.50% · 4.625%
HK$60,966
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,826/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,620
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,413
−HK$1,821/mo
Today · 4.125%
HK$61,234
baseline
▲ 0.50% · 4.625%
HK$64,960
+HK$3,726/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,468/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,102
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,821
−HK$1,744/mo
Today · 4.125%
HK$67,565
baseline
▲ 0.50% · 4.625%
HK$71,127
+HK$3,562/mo
Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$135,130/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,083
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,388
−HK$2,341/mo
Today · 4.125%
HK$78,729
baseline
▲ 0.50% · 4.625%
HK$83,520
+HK$4,791/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$157,458/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,417
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,627
−HK$2,243/mo
Today · 4.125%
HK$86,870
baseline
▲ 0.50% · 4.625%
HK$91,449
+HK$4,579/mo
Deposit HK$1.80M · loan HK$16.24M · min. income ≈ HK$173,740/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,857 · Scale 2, in force from 26 Feb 2026)