LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,160
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,441
−HK$1,301/mo
Today · 4.125%
HK$43,742
baseline
▲ 0.50% · 4.625%
HK$46,403
+HK$2,661/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,484/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,791
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,019
−HK$1,246/mo
Today · 4.125%
HK$48,265
baseline
▲ 0.50% · 4.625%
HK$50,809
+HK$2,544/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,530/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,393
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,929
−HK$1,561/mo
Today · 4.125%
HK$52,490
baseline
▲ 0.50% · 4.625%
HK$55,684
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,980/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,949
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,422
−HK$1,495/mo
Today · 4.125%
HK$57,917
baseline
▲ 0.50% · 4.625%
HK$60,970
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,834/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,625
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,417
−HK$1,821/mo
Today · 4.125%
HK$61,238
baseline
▲ 0.50% · 4.625%
HK$64,964
+HK$3,726/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,476/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,107
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,826
−HK$1,744/mo
Today · 4.125%
HK$67,570
baseline
▲ 0.50% · 4.625%
HK$71,132
+HK$3,562/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,140/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,089
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,393
−HK$2,342/mo
Today · 4.125%
HK$78,735
baseline
▲ 0.50% · 4.625%
HK$83,526
+HK$4,791/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,470/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,423
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,634
−HK$2,242/mo
Today · 4.125%
HK$86,876
baseline
▲ 0.50% · 4.625%
HK$91,456
+HK$4,580/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,752/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,906 · Scale 2, in force from 26 Feb 2026)