LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,161
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,442
−HK$1,300/mo
Today · 4.125%
HK$43,742
baseline
▲ 0.50% · 4.625%
HK$46,404
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,484/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,791
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,020
−HK$1,245/mo
Today · 4.125%
HK$48,265
baseline
▲ 0.50% · 4.625%
HK$50,810
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,530/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,393
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,930
−HK$1,561/mo
Today · 4.125%
HK$52,491
baseline
▲ 0.50% · 4.625%
HK$55,685
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,982/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,950
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,423
−HK$1,495/mo
Today · 4.125%
HK$57,918
baseline
▲ 0.50% · 4.625%
HK$60,971
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,836/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,626
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,418
−HK$1,821/mo
Today · 4.125%
HK$61,239
baseline
▲ 0.50% · 4.625%
HK$64,966
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,478/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,108
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,827
−HK$1,745/mo
Today · 4.125%
HK$67,572
baseline
▲ 0.50% · 4.625%
HK$71,133
+HK$3,561/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,144/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,090
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,395
−HK$2,341/mo
Today · 4.125%
HK$78,736
baseline
▲ 0.50% · 4.625%
HK$83,527
+HK$4,791/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,472/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,425
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,635
−HK$2,243/mo
Today · 4.125%
HK$86,878
baseline
▲ 0.50% · 4.625%
HK$91,457
+HK$4,579/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,756/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,918 · Scale 2, in force from 26 Feb 2026)