LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,162
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,443
−HK$1,300/mo
Today · 4.125%
HK$43,743
baseline
▲ 0.50% · 4.625%
HK$46,405
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,486/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,793
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,021
−HK$1,246/mo
Today · 4.125%
HK$48,267
baseline
▲ 0.50% · 4.625%
HK$50,811
+HK$2,544/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,534/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,395
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,931
−HK$1,561/mo
Today · 4.125%
HK$52,492
baseline
▲ 0.50% · 4.625%
HK$55,686
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,984/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,951
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,425
−HK$1,495/mo
Today · 4.125%
HK$57,920
baseline
▲ 0.50% · 4.625%
HK$60,973
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,840/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,420
−HK$1,821/mo
Today · 4.125%
HK$61,241
baseline
▲ 0.50% · 4.625%
HK$64,967
+HK$3,726/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,482/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,110
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,829
−HK$1,744/mo
Today · 4.125%
HK$67,573
baseline
▲ 0.50% · 4.625%
HK$71,135
+HK$3,562/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,146/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,092
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,397
−HK$2,341/mo
Today · 4.125%
HK$78,738
baseline
▲ 0.50% · 4.625%
HK$83,529
+HK$4,791/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,476/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,427
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,637
−HK$2,243/mo
Today · 4.125%
HK$86,880
baseline
▲ 0.50% · 4.625%
HK$91,459
+HK$4,579/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,760/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,934 · Scale 2, in force from 26 Feb 2026)