LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,163
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,443
−HK$1,301/mo
Today · 4.125%
HK$43,744
baseline
▲ 0.50% · 4.625%
HK$46,406
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,488/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,793
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,021
−HK$1,246/mo
Today · 4.125%
HK$48,267
baseline
▲ 0.50% · 4.625%
HK$50,811
+HK$2,544/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,534/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,395
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,932
−HK$1,561/mo
Today · 4.125%
HK$52,493
baseline
▲ 0.50% · 4.625%
HK$55,687
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,986/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,952
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,426
−HK$1,495/mo
Today · 4.125%
HK$57,921
baseline
▲ 0.50% · 4.625%
HK$60,974
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,842/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,420
−HK$1,822/mo
Today · 4.125%
HK$61,242
baseline
▲ 0.50% · 4.625%
HK$64,968
+HK$3,726/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,484/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,110
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,830
−HK$1,744/mo
Today · 4.125%
HK$67,574
baseline
▲ 0.50% · 4.625%
HK$71,136
+HK$3,562/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,148/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,093
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,398
−HK$2,341/mo
Today · 4.125%
HK$78,739
baseline
▲ 0.50% · 4.625%
HK$83,530
+HK$4,791/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,478/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,428
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,638
−HK$2,243/mo
Today · 4.125%
HK$86,881
baseline
▲ 0.50% · 4.625%
HK$91,461
+HK$4,580/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,762/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,943 · Scale 2, in force from 26 Feb 2026)