LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,164
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,444
−HK$1,301/mo
Today · 4.125%
HK$43,745
baseline
▲ 0.50% · 4.625%
HK$46,407
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,490/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,794
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,023
−HK$1,245/mo
Today · 4.125%
HK$48,268
baseline
▲ 0.50% · 4.625%
HK$50,813
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,536/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,397
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,933
−HK$1,561/mo
Today · 4.125%
HK$52,494
baseline
▲ 0.50% · 4.625%
HK$55,688
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,988/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,953
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,427
−HK$1,495/mo
Today · 4.125%
HK$57,922
baseline
▲ 0.50% · 4.625%
HK$60,975
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,844/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,629
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,422
−HK$1,821/mo
Today · 4.125%
HK$61,243
baseline
▲ 0.50% · 4.625%
HK$64,970
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,486/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,112
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,832
−HK$1,744/mo
Today · 4.125%
HK$67,576
baseline
▲ 0.50% · 4.625%
HK$71,138
+HK$3,562/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,152/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,095
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,400
−HK$2,341/mo
Today · 4.125%
HK$78,741
baseline
▲ 0.50% · 4.625%
HK$83,532
+HK$4,791/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,482/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,430
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,641
−HK$2,242/mo
Today · 4.125%
HK$86,883
baseline
▲ 0.50% · 4.625%
HK$91,463
+HK$4,580/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,766/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,961 · Scale 2, in force from 26 Feb 2026)