LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,165
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,445
−HK$1,301/mo
Today · 4.125%
HK$43,746
baseline
▲ 0.50% · 4.625%
HK$46,408
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,492/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,796
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,024
−HK$1,246/mo
Today · 4.125%
HK$48,270
baseline
▲ 0.50% · 4.625%
HK$50,814
+HK$2,544/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,540/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,398
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,934
−HK$1,562/mo
Today · 4.125%
HK$52,496
baseline
▲ 0.50% · 4.625%
HK$55,690
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,992/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,955
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,429
−HK$1,495/mo
Today · 4.125%
HK$57,924
baseline
▲ 0.50% · 4.625%
HK$60,977
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,848/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,631
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,424
−HK$1,821/mo
Today · 4.125%
HK$61,245
baseline
▲ 0.50% · 4.625%
HK$64,971
+HK$3,726/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,490/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,114
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,833
−HK$1,745/mo
Today · 4.125%
HK$67,578
baseline
▲ 0.50% · 4.625%
HK$71,140
+HK$3,562/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,156/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,097
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,402
−HK$2,341/mo
Today · 4.125%
HK$78,743
baseline
▲ 0.50% · 4.625%
HK$83,535
+HK$4,792/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,486/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,432
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,643
−HK$2,243/mo
Today · 4.125%
HK$86,886
baseline
▲ 0.50% · 4.625%
HK$91,465
+HK$4,579/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,772/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$676,979 · Scale 2, in force from 26 Feb 2026)