LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,166
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,447
−HK$1,301/mo
Today · 4.125%
HK$43,748
baseline
▲ 0.50% · 4.625%
HK$46,410
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,496/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,797
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,025
−HK$1,246/mo
Today · 4.125%
HK$48,271
baseline
▲ 0.50% · 4.625%
HK$50,816
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,542/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,399
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,936
−HK$1,561/mo
Today · 4.125%
HK$52,497
baseline
▲ 0.50% · 4.625%
HK$55,692
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$104,994/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,956
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,430
−HK$1,496/mo
Today · 4.125%
HK$57,926
baseline
▲ 0.50% · 4.625%
HK$60,979
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,852/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,633
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,425
−HK$1,822/mo
Today · 4.125%
HK$61,247
baseline
▲ 0.50% · 4.625%
HK$64,974
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,494/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,116
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,835
−HK$1,745/mo
Today · 4.125%
HK$67,580
baseline
▲ 0.50% · 4.625%
HK$71,142
+HK$3,562/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,160/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,099
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,404
−HK$2,342/mo
Today · 4.125%
HK$78,746
baseline
▲ 0.50% · 4.625%
HK$83,537
+HK$4,791/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,492/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,435
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,645
−HK$2,243/mo
Today · 4.125%
HK$86,888
baseline
▲ 0.50% · 4.625%
HK$91,468
+HK$4,580/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,776/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,000 · Scale 2, in force from 26 Feb 2026)