LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,169
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,450
−HK$1,301/mo
Today · 4.125%
HK$43,751
baseline
▲ 0.50% · 4.625%
HK$46,413
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,502/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,800
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,028
−HK$1,247/mo
Today · 4.125%
HK$48,275
baseline
▲ 0.50% · 4.625%
HK$50,819
+HK$2,544/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,550/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,403
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,940
−HK$1,561/mo
Today · 4.125%
HK$52,501
baseline
▲ 0.50% · 4.625%
HK$55,695
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,002/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,960
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,434
−HK$1,495/mo
Today · 4.125%
HK$57,929
baseline
▲ 0.50% · 4.625%
HK$60,983
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,858/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,637
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,429
−HK$1,822/mo
Today · 4.125%
HK$61,251
baseline
▲ 0.50% · 4.625%
HK$64,978
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,502/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,120
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,840
−HK$1,744/mo
Today · 4.125%
HK$67,584
baseline
▲ 0.50% · 4.625%
HK$71,147
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,168/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,104
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,409
−HK$2,342/mo
Today · 4.125%
HK$78,751
baseline
▲ 0.50% · 4.625%
HK$83,543
+HK$4,792/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,502/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,440
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,651
−HK$2,243/mo
Today · 4.125%
HK$86,894
baseline
▲ 0.50% · 4.625%
HK$91,475
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,788/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,046 · Scale 2, in force from 26 Feb 2026)