LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,171
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,451
−HK$1,301/mo
Today · 4.125%
HK$43,752
baseline
▲ 0.50% · 4.625%
HK$46,415
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,504/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,802
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,030
−HK$1,246/mo
Today · 4.125%
HK$48,276
baseline
▲ 0.50% · 4.625%
HK$50,821
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,552/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,405
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,941
−HK$1,562/mo
Today · 4.125%
HK$52,503
baseline
▲ 0.50% · 4.625%
HK$55,697
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,006/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,962
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,436
−HK$1,496/mo
Today · 4.125%
HK$57,932
baseline
▲ 0.50% · 4.625%
HK$60,985
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,864/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,639
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,432
−HK$1,821/mo
Today · 4.125%
HK$61,253
baseline
▲ 0.50% · 4.625%
HK$64,980
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,506/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,123
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,842
−HK$1,745/mo
Today · 4.125%
HK$67,587
baseline
▲ 0.50% · 4.625%
HK$71,150
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,174/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,107
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,412
−HK$2,342/mo
Today · 4.125%
HK$78,754
baseline
▲ 0.50% · 4.625%
HK$83,546
+HK$4,792/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,508/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,443
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,654
−HK$2,244/mo
Today · 4.125%
HK$86,898
baseline
▲ 0.50% · 4.625%
HK$91,478
+HK$4,580/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,796/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,072 · Scale 2, in force from 26 Feb 2026)