LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,172
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,453
−HK$1,301/mo
Today · 4.125%
HK$43,754
baseline
▲ 0.50% · 4.625%
HK$46,416
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,508/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,803
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,032
−HK$1,246/mo
Today · 4.125%
HK$48,278
baseline
▲ 0.50% · 4.625%
HK$50,823
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,556/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,406
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,943
−HK$1,562/mo
Today · 4.125%
HK$52,505
baseline
▲ 0.50% · 4.625%
HK$55,699
+HK$3,194/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,010/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,964
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,438
−HK$1,496/mo
Today · 4.125%
HK$57,934
baseline
▲ 0.50% · 4.625%
HK$60,987
+HK$3,053/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,868/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,641
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,434
−HK$1,821/mo
Today · 4.125%
HK$61,255
baseline
▲ 0.50% · 4.625%
HK$64,983
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,510/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,125
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,845
−HK$1,744/mo
Today · 4.125%
HK$67,589
baseline
▲ 0.50% · 4.625%
HK$71,152
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,178/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,110
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,415
−HK$2,342/mo
Today · 4.125%
HK$78,757
baseline
▲ 0.50% · 4.625%
HK$83,549
+HK$4,792/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,514/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,446
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,657
−HK$2,243/mo
Today · 4.125%
HK$86,900
baseline
▲ 0.50% · 4.625%
HK$91,481
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,800/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,095 · Scale 2, in force from 26 Feb 2026)