LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,173
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,454
−HK$1,301/mo
Today · 4.125%
HK$43,755
baseline
▲ 0.50% · 4.625%
HK$46,417
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,510/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,805
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,033
−HK$1,246/mo
Today · 4.125%
HK$48,279
baseline
▲ 0.50% · 4.625%
HK$50,824
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,558/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,408
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,945
−HK$1,561/mo
Today · 4.125%
HK$52,506
baseline
▲ 0.50% · 4.625%
HK$55,701
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,012/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,966
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,440
−HK$1,495/mo
Today · 4.125%
HK$57,935
baseline
▲ 0.50% · 4.625%
HK$60,989
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,870/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,642
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,435
−HK$1,822/mo
Today · 4.125%
HK$61,257
baseline
▲ 0.50% · 4.625%
HK$64,984
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,514/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,127
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,846
−HK$1,745/mo
Today · 4.125%
HK$67,591
baseline
▲ 0.50% · 4.625%
HK$71,154
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,182/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,112
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,417
−HK$2,342/mo
Today · 4.125%
HK$78,759
baseline
▲ 0.50% · 4.625%
HK$83,551
+HK$4,792/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,518/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,449
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,660
−HK$2,243/mo
Today · 4.125%
HK$86,903
baseline
▲ 0.50% · 4.625%
HK$91,484
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,806/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,115 · Scale 2, in force from 26 Feb 2026)