LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,174
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,455
−HK$1,301/mo
Today · 4.125%
HK$43,756
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,512/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,805
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,034
−HK$1,246/mo
Today · 4.125%
HK$48,280
baseline
▲ 0.50% · 4.625%
HK$50,825
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,560/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,409
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,945
−HK$1,562/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,967
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,441
−HK$1,495/mo
Today · 4.125%
HK$57,936
baseline
▲ 0.50% · 4.625%
HK$60,990
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,872/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,643
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,436
−HK$1,822/mo
Today · 4.125%
HK$61,258
baseline
▲ 0.50% · 4.625%
HK$64,985
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,516/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,128
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,848
−HK$1,744/mo
Today · 4.125%
HK$67,592
baseline
▲ 0.50% · 4.625%
HK$71,155
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,184/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,113
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,418
−HK$2,342/mo
Today · 4.125%
HK$78,760
baseline
▲ 0.50% · 4.625%
HK$83,553
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,520/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,450
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,661
−HK$2,243/mo
Today · 4.125%
HK$86,904
baseline
▲ 0.50% · 4.625%
HK$91,485
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,808/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,125 · Scale 2, in force from 26 Feb 2026)