LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,174
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,455
−HK$1,301/mo
Today · 4.125%
HK$43,756
baseline
▲ 0.50% · 4.625%
HK$46,419
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,512/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,806
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,034
−HK$1,247/mo
Today · 4.125%
HK$48,281
baseline
▲ 0.50% · 4.625%
HK$50,826
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,562/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,409
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,946
−HK$1,561/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,967
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,441
−HK$1,496/mo
Today · 4.125%
HK$57,937
baseline
▲ 0.50% · 4.625%
HK$60,991
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,874/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,644
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,437
−HK$1,822/mo
Today · 4.125%
HK$61,259
baseline
▲ 0.50% · 4.625%
HK$64,986
+HK$3,727/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,518/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,128
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,848
−HK$1,745/mo
Today · 4.125%
HK$67,593
baseline
▲ 0.50% · 4.625%
HK$71,156
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,186/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,114
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,419
−HK$2,342/mo
Today · 4.125%
HK$78,761
baseline
▲ 0.50% · 4.625%
HK$83,554
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,522/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,451
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,662
−HK$2,243/mo
Today · 4.125%
HK$86,905
baseline
▲ 0.50% · 4.625%
HK$91,486
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,810/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,132 · Scale 2, in force from 26 Feb 2026)