LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,176
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,457
−HK$1,301/mo
Today · 4.125%
HK$43,758
baseline
▲ 0.50% · 4.625%
HK$46,421
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,516/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,808
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,036
−HK$1,247/mo
Today · 4.125%
HK$48,283
baseline
▲ 0.50% · 4.625%
HK$50,828
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,566/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,411
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,948
−HK$1,562/mo
Today · 4.125%
HK$52,510
baseline
▲ 0.50% · 4.625%
HK$55,705
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,020/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,969
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,444
−HK$1,495/mo
Today · 4.125%
HK$57,939
baseline
▲ 0.50% · 4.625%
HK$60,993
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,878/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,646
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,439
−HK$1,822/mo
Today · 4.125%
HK$61,261
baseline
▲ 0.50% · 4.625%
HK$64,989
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,522/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,131
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,851
−HK$1,745/mo
Today · 4.125%
HK$67,596
baseline
▲ 0.50% · 4.625%
HK$71,159
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,192/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,117
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,422
−HK$2,342/mo
Today · 4.125%
HK$78,764
baseline
▲ 0.50% · 4.625%
HK$83,557
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,528/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,454
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,665
−HK$2,244/mo
Today · 4.125%
HK$86,909
baseline
▲ 0.50% · 4.625%
HK$91,490
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,818/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,159 · Scale 2, in force from 26 Feb 2026)