LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,177
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,457
−HK$1,302/mo
Today · 4.125%
HK$43,759
baseline
▲ 0.50% · 4.625%
HK$46,421
+HK$2,662/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,518/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,809
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,037
−HK$1,246/mo
Today · 4.125%
HK$48,283
baseline
▲ 0.50% · 4.625%
HK$50,829
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,566/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,412
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,949
−HK$1,561/mo
Today · 4.125%
HK$52,510
baseline
▲ 0.50% · 4.625%
HK$55,706
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,020/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,970
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,445
−HK$1,495/mo
Today · 4.125%
HK$57,940
baseline
▲ 0.50% · 4.625%
HK$60,994
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,880/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,647
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,440
−HK$1,822/mo
Today · 4.125%
HK$61,262
baseline
▲ 0.50% · 4.625%
HK$64,990
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,524/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,132
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,852
−HK$1,745/mo
Today · 4.125%
HK$67,597
baseline
▲ 0.50% · 4.625%
HK$71,160
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,194/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,118
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,423
−HK$2,343/mo
Today · 4.125%
HK$78,766
baseline
▲ 0.50% · 4.625%
HK$83,558
+HK$4,792/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,532/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,455
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,667
−HK$2,243/mo
Today · 4.125%
HK$86,910
baseline
▲ 0.50% · 4.625%
HK$91,491
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,820/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,171 · Scale 2, in force from 26 Feb 2026)