LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,177
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,458
−HK$1,301/mo
Today · 4.125%
HK$43,759
baseline
▲ 0.50% · 4.625%
HK$46,422
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,518/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,809
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,038
−HK$1,246/mo
Today · 4.125%
HK$48,284
baseline
▲ 0.50% · 4.625%
HK$50,829
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,568/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,413
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,950
−HK$1,561/mo
Today · 4.125%
HK$52,511
baseline
▲ 0.50% · 4.625%
HK$55,706
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$105,022/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,971
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,445
−HK$1,496/mo
Today · 4.125%
HK$57,941
baseline
▲ 0.50% · 4.625%
HK$60,995
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.83M · min. income ≈ HK$115,882/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,648
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,441
−HK$1,822/mo
Today · 4.125%
HK$61,263
baseline
▲ 0.50% · 4.625%
HK$64,991
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,526/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,133
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,853
−HK$1,745/mo
Today · 4.125%
HK$67,598
baseline
▲ 0.50% · 4.625%
HK$71,161
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,196/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,119
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,424
−HK$2,343/mo
Today · 4.125%
HK$78,767
baseline
▲ 0.50% · 4.625%
HK$83,560
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,534/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,457
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,668
−HK$2,243/mo
Today · 4.125%
HK$86,911
baseline
▲ 0.50% · 4.625%
HK$91,493
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,822/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,181 · Scale 2, in force from 26 Feb 2026)