LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,178
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,459
−HK$1,301/mo
Today · 4.125%
HK$43,760
baseline
▲ 0.50% · 4.625%
HK$46,423
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,520/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,810
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,246/mo
Today · 4.125%
HK$48,285
baseline
▲ 0.50% · 4.625%
HK$50,830
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,570/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,414
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,951
−HK$1,561/mo
Today · 4.125%
HK$52,512
baseline
▲ 0.50% · 4.625%
HK$55,708
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,024/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,972
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,446
−HK$1,496/mo
Today · 4.125%
HK$57,942
baseline
▲ 0.50% · 4.625%
HK$60,996
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,884/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,649
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,442
−HK$1,822/mo
Today · 4.125%
HK$61,264
baseline
▲ 0.50% · 4.625%
HK$64,992
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,528/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,134
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$1,745/mo
Today · 4.125%
HK$67,599
baseline
▲ 0.50% · 4.625%
HK$71,162
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,198/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,120
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,426
−HK$2,342/mo
Today · 4.125%
HK$78,768
baseline
▲ 0.50% · 4.625%
HK$83,561
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,536/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,458
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,670
−HK$2,243/mo
Today · 4.125%
HK$86,913
baseline
▲ 0.50% · 4.625%
HK$91,494
+HK$4,581/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,826/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,194 · Scale 2, in force from 26 Feb 2026)