LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,179
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,460
−HK$1,301/mo
Today · 4.125%
HK$43,761
baseline
▲ 0.50% · 4.625%
HK$46,424
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,522/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,811
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,247/mo
Today · 4.125%
HK$48,286
baseline
▲ 0.50% · 4.625%
HK$50,831
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,572/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,414
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,951
−HK$1,562/mo
Today · 4.125%
HK$52,513
baseline
▲ 0.50% · 4.625%
HK$55,708
+HK$3,195/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,026/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,973
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,447
−HK$1,496/mo
Today · 4.125%
HK$57,943
baseline
▲ 0.50% · 4.625%
HK$60,997
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,886/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,650
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,443
−HK$1,822/mo
Today · 4.125%
HK$61,265
baseline
▲ 0.50% · 4.625%
HK$64,993
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,530/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,135
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,855
−HK$1,745/mo
Today · 4.125%
HK$67,600
baseline
▲ 0.50% · 4.625%
HK$71,163
+HK$3,563/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,200/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,122
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,427
−HK$2,343/mo
Today · 4.125%
HK$78,770
baseline
▲ 0.50% · 4.625%
HK$83,563
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,540/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,459
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,671
−HK$2,243/mo
Today · 4.125%
HK$86,914
baseline
▲ 0.50% · 4.625%
HK$91,496
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,828/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,204 · Scale 2, in force from 26 Feb 2026)