LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,180
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,461
−HK$1,302/mo
Today · 4.125%
HK$43,763
baseline
▲ 0.50% · 4.625%
HK$46,426
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,526/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,813
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,247/mo
Today · 4.125%
HK$48,288
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,576/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,416
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,954
−HK$1,561/mo
Today · 4.125%
HK$52,515
baseline
▲ 0.50% · 4.625%
HK$55,711
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,030/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,975
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,450
−HK$1,496/mo
Today · 4.125%
HK$57,946
baseline
▲ 0.50% · 4.625%
HK$61,000
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,892/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,653
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,446
−HK$1,822/mo
Today · 4.125%
HK$61,268
baseline
▲ 0.50% · 4.625%
HK$64,996
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,536/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,138
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,858
−HK$1,745/mo
Today · 4.125%
HK$67,603
baseline
▲ 0.50% · 4.625%
HK$71,167
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,206/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,125
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,430
−HK$2,343/mo
Today · 4.125%
HK$78,773
baseline
▲ 0.50% · 4.625%
HK$83,566
+HK$4,793/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,546/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,463
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,675
−HK$2,243/mo
Today · 4.125%
HK$86,918
baseline
▲ 0.50% · 4.625%
HK$91,500
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,836/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,234 · Scale 2, in force from 26 Feb 2026)