LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,184
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,465
−HK$1,301/mo
Today · 4.125%
HK$43,766
baseline
▲ 0.50% · 4.625%
HK$46,429
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,532/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,816
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,045
−HK$1,247/mo
Today · 4.125%
HK$48,292
baseline
▲ 0.50% · 4.625%
HK$50,837
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,584/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,420
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,958
−HK$1,561/mo
Today · 4.125%
HK$52,519
baseline
▲ 0.50% · 4.625%
HK$55,715
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,038/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,980
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,454
−HK$1,496/mo
Today · 4.125%
HK$57,950
baseline
▲ 0.50% · 4.625%
HK$61,005
+HK$3,055/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,900/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,657
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,450
−HK$1,823/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$65,001
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,143
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,863
−HK$1,745/mo
Today · 4.125%
HK$67,608
baseline
▲ 0.50% · 4.625%
HK$71,172
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,216/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,130
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,436
−HK$2,343/mo
Today · 4.125%
HK$78,779
baseline
▲ 0.50% · 4.625%
HK$83,573
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$157,558/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,469
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,681
−HK$2,244/mo
Today · 4.125%
HK$86,925
baseline
▲ 0.50% · 4.625%
HK$91,507
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.25M · min. income ≈ HK$173,850/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,286 · Scale 2, in force from 26 Feb 2026)