LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,184
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,465
−HK$1,302/mo
Today · 4.125%
HK$43,767
baseline
▲ 0.50% · 4.625%
HK$46,430
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,534/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,817
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,046
−HK$1,246/mo
Today · 4.125%
HK$48,292
baseline
▲ 0.50% · 4.625%
HK$50,838
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,584/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,421
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,958
−HK$1,562/mo
Today · 4.125%
HK$52,520
baseline
▲ 0.50% · 4.625%
HK$55,716
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,040/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,980
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,455
−HK$1,496/mo
Today · 4.125%
HK$57,951
baseline
▲ 0.50% · 4.625%
HK$61,005
+HK$3,054/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,902/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,658
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,451
−HK$1,822/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$65,002
+HK$3,729/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,144
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,864
−HK$1,745/mo
Today · 4.125%
HK$67,609
baseline
▲ 0.50% · 4.625%
HK$71,173
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,218/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,131
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,437
−HK$2,343/mo
Today · 4.125%
HK$78,780
baseline
▲ 0.50% · 4.625%
HK$83,574
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,560/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,470
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,682
−HK$2,244/mo
Today · 4.125%
HK$86,926
baseline
▲ 0.50% · 4.625%
HK$91,508
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,852/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,295 · Scale 2, in force from 26 Feb 2026)