LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,185
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,302/mo
Today · 4.125%
HK$43,768
baseline
▲ 0.50% · 4.625%
HK$46,431
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,536/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,818
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,047
−HK$1,246/mo
Today · 4.125%
HK$48,293
baseline
▲ 0.50% · 4.625%
HK$50,839
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,586/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,422
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,959
−HK$1,562/mo
Today · 4.125%
HK$52,521
baseline
▲ 0.50% · 4.625%
HK$55,717
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,042/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,982
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,456
−HK$1,496/mo
Today · 4.125%
HK$57,952
baseline
▲ 0.50% · 4.625%
HK$61,007
+HK$3,055/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,904/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,659
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,453
−HK$1,822/mo
Today · 4.125%
HK$61,275
baseline
▲ 0.50% · 4.625%
HK$65,003
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,550/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,145
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,866
−HK$1,745/mo
Today · 4.125%
HK$67,611
baseline
▲ 0.50% · 4.625%
HK$71,175
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,222/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,133
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,439
−HK$2,343/mo
Today · 4.125%
HK$78,782
baseline
▲ 0.50% · 4.625%
HK$83,576
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,564/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,472
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,684
−HK$2,244/mo
Today · 4.125%
HK$86,928
baseline
▲ 0.50% · 4.625%
HK$91,510
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,856/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,311 · Scale 2, in force from 26 Feb 2026)