LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,186
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,467
−HK$1,302/mo
Today · 4.125%
HK$43,769
baseline
▲ 0.50% · 4.625%
HK$46,432
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,538/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,819
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,048
−HK$1,246/mo
Today · 4.125%
HK$48,294
baseline
▲ 0.50% · 4.625%
HK$50,840
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,588/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,423
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,960
−HK$1,562/mo
Today · 4.125%
HK$52,522
baseline
▲ 0.50% · 4.625%
HK$55,718
+HK$3,196/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$105,044/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,983
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,457
−HK$1,496/mo
Today · 4.125%
HK$57,953
baseline
▲ 0.50% · 4.625%
HK$61,008
+HK$3,055/mo
Deposit HK$7.22M · loan HK$10.84M · min. income ≈ HK$115,906/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,660
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,454
−HK$1,822/mo
Today · 4.125%
HK$61,276
baseline
▲ 0.50% · 4.625%
HK$65,005
+HK$3,729/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,552/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,146
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,867
−HK$1,745/mo
Today · 4.125%
HK$67,612
baseline
▲ 0.50% · 4.625%
HK$71,176
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,224/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,135
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,441
−HK$2,342/mo
Today · 4.125%
HK$78,783
baseline
▲ 0.50% · 4.625%
HK$83,577
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,566/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,474
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,686
−HK$2,244/mo
Today · 4.125%
HK$86,930
baseline
▲ 0.50% · 4.625%
HK$91,512
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,860/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,324 · Scale 2, in force from 26 Feb 2026)