LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,188
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,469
−HK$1,302/mo
Today · 4.125%
HK$43,771
baseline
▲ 0.50% · 4.625%
HK$46,434
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,542/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,821
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,050
−HK$1,246/mo
Today · 4.125%
HK$48,296
baseline
▲ 0.50% · 4.625%
HK$50,842
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,592/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,425
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,963
−HK$1,562/mo
Today · 4.125%
HK$52,525
baseline
▲ 0.50% · 4.625%
HK$55,721
+HK$3,196/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,050/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,985
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,460
−HK$1,496/mo
Today · 4.125%
HK$57,956
baseline
▲ 0.50% · 4.625%
HK$61,011
+HK$3,055/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,912/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,663
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,456
−HK$1,823/mo
Today · 4.125%
HK$61,279
baseline
▲ 0.50% · 4.625%
HK$65,007
+HK$3,728/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,558/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,149
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,870
−HK$1,745/mo
Today · 4.125%
HK$67,615
baseline
▲ 0.50% · 4.625%
HK$71,179
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,230/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,138
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,444
−HK$2,343/mo
Today · 4.125%
HK$78,787
baseline
▲ 0.50% · 4.625%
HK$83,581
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,574/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,478
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,690
−HK$2,244/mo
Today · 4.125%
HK$86,934
baseline
▲ 0.50% · 4.625%
HK$91,516
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,868/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,354 · Scale 2, in force from 26 Feb 2026)