LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,189
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,470
−HK$1,302/mo
Today · 4.125%
HK$43,772
baseline
▲ 0.50% · 4.625%
HK$46,435
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,544/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,822
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,051
−HK$1,247/mo
Today · 4.125%
HK$48,298
baseline
▲ 0.50% · 4.625%
HK$50,843
+HK$2,545/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,596/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,426
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,964
−HK$1,562/mo
Today · 4.125%
HK$52,526
baseline
▲ 0.50% · 4.625%
HK$55,722
+HK$3,196/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,052/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,986
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,461
−HK$1,496/mo
Today · 4.125%
HK$57,957
baseline
▲ 0.50% · 4.625%
HK$61,012
+HK$3,055/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,914/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,664
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,458
−HK$1,822/mo
Today · 4.125%
HK$61,280
baseline
▲ 0.50% · 4.625%
HK$65,009
+HK$3,729/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,560/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,151
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,871
−HK$1,746/mo
Today · 4.125%
HK$67,617
baseline
▲ 0.50% · 4.625%
HK$71,181
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,234/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,140
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,446
−HK$2,343/mo
Today · 4.125%
HK$78,789
baseline
▲ 0.50% · 4.625%
HK$83,583
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,578/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,480
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,692
−HK$2,244/mo
Today · 4.125%
HK$86,936
baseline
▲ 0.50% · 4.625%
HK$91,518
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,872/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,370 · Scale 2, in force from 26 Feb 2026)