LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,189
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,470
−HK$1,302/mo
Today · 4.125%
HK$43,772
baseline
▲ 0.50% · 4.625%
HK$46,436
+HK$2,664/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,544/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,823
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,246/mo
Today · 4.125%
HK$48,298
baseline
▲ 0.50% · 4.625%
HK$50,844
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,596/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,427
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,965
−HK$1,562/mo
Today · 4.125%
HK$52,527
baseline
▲ 0.50% · 4.625%
HK$55,723
+HK$3,196/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,054/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,987
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,462
−HK$1,496/mo
Today · 4.125%
HK$57,958
baseline
▲ 0.50% · 4.625%
HK$61,013
+HK$3,055/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,916/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,665
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,459
−HK$1,822/mo
Today · 4.125%
HK$61,281
baseline
▲ 0.50% · 4.625%
HK$65,010
+HK$3,729/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$122,562/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,152
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$1,746/mo
Today · 4.125%
HK$67,618
baseline
▲ 0.50% · 4.625%
HK$71,182
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.64M · min. income ≈ HK$135,236/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,141
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,447
−HK$2,343/mo
Today · 4.125%
HK$78,790
baseline
▲ 0.50% · 4.625%
HK$83,584
+HK$4,794/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,580/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,481
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,693
−HK$2,244/mo
Today · 4.125%
HK$86,937
baseline
▲ 0.50% · 4.625%
HK$91,519
+HK$4,582/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,874/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,379 · Scale 2, in force from 26 Feb 2026)