LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,194
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,475
−HK$1,302/mo
Today · 4.125%
HK$43,777
baseline
▲ 0.50% · 4.625%
HK$46,440
+HK$2,663/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,554/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,827
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,056
−HK$1,247/mo
Today · 4.125%
HK$48,303
baseline
▲ 0.50% · 4.625%
HK$50,849
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,606/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,432
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,970
−HK$1,562/mo
Today · 4.125%
HK$52,532
baseline
▲ 0.50% · 4.625%
HK$55,729
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,064/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,993
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,468
−HK$1,496/mo
Today · 4.125%
HK$57,964
baseline
▲ 0.50% · 4.625%
HK$61,019
+HK$3,055/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,928/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,671
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,465
−HK$1,822/mo
Today · 4.125%
HK$61,287
baseline
▲ 0.50% · 4.625%
HK$65,017
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,574/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,158
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,879
−HK$1,746/mo
Today · 4.125%
HK$67,625
baseline
▲ 0.50% · 4.625%
HK$71,189
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,250/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,148
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,455
−HK$2,343/mo
Today · 4.125%
HK$78,798
baseline
▲ 0.50% · 4.625%
HK$83,593
+HK$4,795/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,596/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,489
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,702
−HK$2,244/mo
Today · 4.125%
HK$86,946
baseline
▲ 0.50% · 4.625%
HK$91,529
+HK$4,583/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,892/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,449 · Scale 2, in force from 26 Feb 2026)