LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,196
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,477
−HK$1,302/mo
Today · 4.125%
HK$43,779
baseline
▲ 0.50% · 4.625%
HK$46,443
+HK$2,664/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,558/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,830
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,059
−HK$1,247/mo
Today · 4.125%
HK$48,306
baseline
▲ 0.50% · 4.625%
HK$50,853
+HK$2,547/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,612/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,435
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,973
−HK$1,562/mo
Today · 4.125%
HK$52,535
baseline
▲ 0.50% · 4.625%
HK$55,732
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,070/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,996
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,471
−HK$1,496/mo
Today · 4.125%
HK$57,967
baseline
▲ 0.50% · 4.625%
HK$61,023
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,934/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,674
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,468
−HK$1,823/mo
Today · 4.125%
HK$61,291
baseline
▲ 0.50% · 4.625%
HK$65,021
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,582/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,162
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,883
−HK$1,746/mo
Today · 4.125%
HK$67,629
baseline
▲ 0.50% · 4.625%
HK$71,194
+HK$3,565/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,258/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,153
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,459
−HK$2,344/mo
Today · 4.125%
HK$78,803
baseline
▲ 0.50% · 4.625%
HK$83,598
+HK$4,795/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,606/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,494
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,707
−HK$2,244/mo
Today · 4.125%
HK$86,951
baseline
▲ 0.50% · 4.625%
HK$91,535
+HK$4,584/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,902/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,491 · Scale 2, in force from 26 Feb 2026)