LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,197
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,479
−HK$1,302/mo
Today · 4.125%
HK$43,781
baseline
▲ 0.50% · 4.625%
HK$46,445
+HK$2,664/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,562/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,831
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,061
−HK$1,247/mo
Today · 4.125%
HK$48,308
baseline
▲ 0.50% · 4.625%
HK$50,854
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,616/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,437
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,974
−HK$1,563/mo
Today · 4.125%
HK$52,537
baseline
▲ 0.50% · 4.625%
HK$55,733
+HK$3,196/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,074/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,998
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,473
−HK$1,496/mo
Today · 4.125%
HK$57,969
baseline
▲ 0.50% · 4.625%
HK$61,025
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,938/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,676
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,470
−HK$1,823/mo
Today · 4.125%
HK$61,293
baseline
▲ 0.50% · 4.625%
HK$65,022
+HK$3,729/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,586/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,164
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,885
−HK$1,746/mo
Today · 4.125%
HK$67,631
baseline
▲ 0.50% · 4.625%
HK$71,195
+HK$3,564/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,262/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,155
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,462
−HK$2,343/mo
Today · 4.125%
HK$78,805
baseline
▲ 0.50% · 4.625%
HK$83,600
+HK$4,795/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,610/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,497
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,709
−HK$2,245/mo
Today · 4.125%
HK$86,954
baseline
▲ 0.50% · 4.625%
HK$91,537
+HK$4,583/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,908/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,509 · Scale 2, in force from 26 Feb 2026)