LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,198
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,480
−HK$1,302/mo
Today · 4.125%
HK$43,782
baseline
▲ 0.50% · 4.625%
HK$46,446
+HK$2,664/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,564/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,833
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,062
−HK$1,247/mo
Today · 4.125%
HK$48,309
baseline
▲ 0.50% · 4.625%
HK$50,855
+HK$2,546/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,618/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,438
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,976
−HK$1,562/mo
Today · 4.125%
HK$52,538
baseline
▲ 0.50% · 4.625%
HK$55,735
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,076/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,999
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,474
−HK$1,496/mo
Today · 4.125%
HK$57,970
baseline
▲ 0.50% · 4.625%
HK$61,026
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,940/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,677
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,471
−HK$1,823/mo
Today · 4.125%
HK$61,294
baseline
▲ 0.50% · 4.625%
HK$65,024
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,588/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,166
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,886
−HK$1,746/mo
Today · 4.125%
HK$67,632
baseline
▲ 0.50% · 4.625%
HK$71,197
+HK$3,565/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,264/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,157
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,463
−HK$2,344/mo
Today · 4.125%
HK$78,807
baseline
▲ 0.50% · 4.625%
HK$83,602
+HK$4,795/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,614/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,499
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,711
−HK$2,245/mo
Today · 4.125%
HK$86,956
baseline
▲ 0.50% · 4.625%
HK$91,539
+HK$4,583/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,912/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,525 · Scale 2, in force from 26 Feb 2026)