LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,201
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,483
−HK$1,302/mo
Today · 4.125%
HK$43,785
baseline
▲ 0.50% · 4.625%
HK$46,449
+HK$2,664/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,570/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,836
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,065
−HK$1,247/mo
Today · 4.125%
HK$48,312
baseline
▲ 0.50% · 4.625%
HK$50,859
+HK$2,547/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,624/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,442
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,980
−HK$1,562/mo
Today · 4.125%
HK$52,542
baseline
▲ 0.50% · 4.625%
HK$55,739
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,084/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,003
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,478
−HK$1,497/mo
Today · 4.125%
HK$57,975
baseline
▲ 0.50% · 4.625%
HK$61,031
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,950/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,682
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,476
−HK$1,823/mo
Today · 4.125%
HK$61,299
baseline
▲ 0.50% · 4.625%
HK$65,029
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,598/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,170
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,892
−HK$1,745/mo
Today · 4.125%
HK$67,637
baseline
▲ 0.50% · 4.625%
HK$71,203
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,274/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,162
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,469
−HK$2,344/mo
Today · 4.125%
HK$78,813
baseline
▲ 0.50% · 4.625%
HK$83,609
+HK$4,796/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,626/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,505
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,718
−HK$2,244/mo
Today · 4.125%
HK$86,962
baseline
▲ 0.50% · 4.625%
HK$91,546
+HK$4,584/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,924/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,578 · Scale 2, in force from 26 Feb 2026)