LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,203
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,484
−HK$1,302/mo
Today · 4.125%
HK$43,786
baseline
▲ 0.50% · 4.625%
HK$46,451
+HK$2,665/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$87,572/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,837
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,067
−HK$1,247/mo
Today · 4.125%
HK$48,314
baseline
▲ 0.50% · 4.625%
HK$50,861
+HK$2,547/mo
Deposit HK$9.03M · loan HK$9.03M · min. income ≈ HK$96,628/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,443
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,981
−HK$1,563/mo
Today · 4.125%
HK$52,544
baseline
▲ 0.50% · 4.625%
HK$55,741
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,088/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,005
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,480
−HK$1,497/mo
Today · 4.125%
HK$57,977
baseline
▲ 0.50% · 4.625%
HK$61,033
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,954/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,684
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,478
−HK$1,823/mo
Today · 4.125%
HK$61,301
baseline
▲ 0.50% · 4.625%
HK$65,031
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,602/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,172
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,894
−HK$1,746/mo
Today · 4.125%
HK$67,640
baseline
▲ 0.50% · 4.625%
HK$71,205
+HK$3,565/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,280/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,165
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,472
−HK$2,343/mo
Today · 4.125%
HK$78,815
baseline
▲ 0.50% · 4.625%
HK$83,611
+HK$4,796/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,630/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,507
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,720
−HK$2,245/mo
Today · 4.125%
HK$86,965
baseline
▲ 0.50% · 4.625%
HK$91,549
+HK$4,584/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,930/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,599 · Scale 2, in force from 26 Feb 2026)