LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,204
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,486
−HK$1,302/mo
Today · 4.125%
HK$43,788
baseline
▲ 0.50% · 4.625%
HK$46,453
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,576/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,839
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,069
−HK$1,247/mo
Today · 4.125%
HK$48,316
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,632/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,445
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,983
−HK$1,563/mo
Today · 4.125%
HK$52,546
baseline
▲ 0.50% · 4.625%
HK$55,743
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,092/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,007
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,482
−HK$1,497/mo
Today · 4.125%
HK$57,979
baseline
▲ 0.50% · 4.625%
HK$61,035
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,958/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,686
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,480
−HK$1,823/mo
Today · 4.125%
HK$61,303
baseline
▲ 0.50% · 4.625%
HK$65,034
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,606/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,175
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,896
−HK$1,746/mo
Today · 4.125%
HK$67,642
baseline
▲ 0.50% · 4.625%
HK$71,208
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,284/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,168
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,475
−HK$2,344/mo
Today · 4.125%
HK$78,819
baseline
▲ 0.50% · 4.625%
HK$83,615
+HK$4,796/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,638/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,511
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,724
−HK$2,245/mo
Today · 4.125%
HK$86,969
baseline
▲ 0.50% · 4.625%
HK$91,553
+HK$4,584/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,938/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,626 · Scale 2, in force from 26 Feb 2026)