LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,205
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,487
−HK$1,302/mo
Today · 4.125%
HK$43,789
baseline
▲ 0.50% · 4.625%
HK$46,453
+HK$2,664/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,578/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,840
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,069
−HK$1,248/mo
Today · 4.125%
HK$48,317
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,546/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,634/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,446
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,984
−HK$1,563/mo
Today · 4.125%
HK$52,547
baseline
▲ 0.50% · 4.625%
HK$55,744
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,094/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,008
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,483
−HK$1,497/mo
Today · 4.125%
HK$57,980
baseline
▲ 0.50% · 4.625%
HK$61,036
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,960/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,687
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,481
−HK$1,823/mo
Today · 4.125%
HK$61,304
baseline
▲ 0.50% · 4.625%
HK$65,034
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,608/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,176
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$1,746/mo
Today · 4.125%
HK$67,643
baseline
▲ 0.50% · 4.625%
HK$71,209
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,286/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,169
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,476
−HK$2,344/mo
Today · 4.125%
HK$78,820
baseline
▲ 0.50% · 4.625%
HK$83,616
+HK$4,796/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,640/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,512
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,725
−HK$2,245/mo
Today · 4.125%
HK$86,970
baseline
▲ 0.50% · 4.625%
HK$91,554
+HK$4,584/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,940/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,636 · Scale 2, in force from 26 Feb 2026)