LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,207
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,489
−HK$1,302/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,456
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,842
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,072
−HK$1,247/mo
Today · 4.125%
HK$48,319
baseline
▲ 0.50% · 4.625%
HK$50,866
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,638/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,448
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,986
−HK$1,563/mo
Today · 4.125%
HK$52,549
baseline
▲ 0.50% · 4.625%
HK$55,747
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,098/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,011
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,486
−HK$1,497/mo
Today · 4.125%
HK$57,983
baseline
▲ 0.50% · 4.625%
HK$61,039
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,966/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,690
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,484
−HK$1,823/mo
Today · 4.125%
HK$61,307
baseline
▲ 0.50% · 4.625%
HK$65,038
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,614/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,179
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,901
−HK$1,746/mo
Today · 4.125%
HK$67,647
baseline
▲ 0.50% · 4.625%
HK$71,212
+HK$3,565/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,294/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,173
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,480
−HK$2,344/mo
Today · 4.125%
HK$78,824
baseline
▲ 0.50% · 4.625%
HK$83,620
+HK$4,796/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,648/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,516
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,729
−HK$2,245/mo
Today · 4.125%
HK$86,974
baseline
▲ 0.50% · 4.625%
HK$91,559
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,948/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,670 · Scale 2, in force from 26 Feb 2026)