LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,207
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,489
−HK$1,302/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,456
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,843
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,072
−HK$1,247/mo
Today · 4.125%
HK$48,319
baseline
▲ 0.50% · 4.625%
HK$50,866
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,638/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,449
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,987
−HK$1,563/mo
Today · 4.125%
HK$52,550
baseline
▲ 0.50% · 4.625%
HK$55,747
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,100/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,011
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,487
−HK$1,496/mo
Today · 4.125%
HK$57,983
baseline
▲ 0.50% · 4.625%
HK$61,040
+HK$3,057/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,966/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,690
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,485
−HK$1,823/mo
Today · 4.125%
HK$61,308
baseline
▲ 0.50% · 4.625%
HK$65,038
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,616/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,180
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,901
−HK$1,746/mo
Today · 4.125%
HK$67,647
baseline
▲ 0.50% · 4.625%
HK$71,213
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,294/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,173
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,480
−HK$2,344/mo
Today · 4.125%
HK$78,824
baseline
▲ 0.50% · 4.625%
HK$83,621
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,648/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,517
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,730
−HK$2,245/mo
Today · 4.125%
HK$86,975
baseline
▲ 0.50% · 4.625%
HK$91,560
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,950/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,675 · Scale 2, in force from 26 Feb 2026)