LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,208
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,490
−HK$1,302/mo
Today · 4.125%
HK$43,792
baseline
▲ 0.50% · 4.625%
HK$46,457
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,584/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,843
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,073
−HK$1,247/mo
Today · 4.125%
HK$48,320
baseline
▲ 0.50% · 4.625%
HK$50,867
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,640/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,449
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,988
−HK$1,562/mo
Today · 4.125%
HK$52,550
baseline
▲ 0.50% · 4.625%
HK$55,748
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,100/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,012
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,487
−HK$1,497/mo
Today · 4.125%
HK$57,984
baseline
▲ 0.50% · 4.625%
HK$61,040
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,968/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,691
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,485
−HK$1,824/mo
Today · 4.125%
HK$61,309
baseline
▲ 0.50% · 4.625%
HK$65,039
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,618/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,181
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,902
−HK$1,746/mo
Today · 4.125%
HK$67,648
baseline
▲ 0.50% · 4.625%
HK$71,214
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,296/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,174
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,481
−HK$2,344/mo
Today · 4.125%
HK$78,825
baseline
▲ 0.50% · 4.625%
HK$83,622
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,650/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,518
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,731
−HK$2,245/mo
Today · 4.125%
HK$86,976
baseline
▲ 0.50% · 4.625%
HK$91,561
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,952/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,684 · Scale 2, in force from 26 Feb 2026)