LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,209
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,491
−HK$1,302/mo
Today · 4.125%
HK$43,793
baseline
▲ 0.50% · 4.625%
HK$46,458
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,586/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,845
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,074
−HK$1,247/mo
Today · 4.125%
HK$48,321
baseline
▲ 0.50% · 4.625%
HK$50,869
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,642/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,451
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,989
−HK$1,563/mo
Today · 4.125%
HK$52,552
baseline
▲ 0.50% · 4.625%
HK$55,749
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,104/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,014
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,489
−HK$1,497/mo
Today · 4.125%
HK$57,986
baseline
▲ 0.50% · 4.625%
HK$61,042
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,972/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,693
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,487
−HK$1,823/mo
Today · 4.125%
HK$61,310
baseline
▲ 0.50% · 4.625%
HK$65,041
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,620/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,182
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,904
−HK$1,746/mo
Today · 4.125%
HK$67,650
baseline
▲ 0.50% · 4.625%
HK$71,216
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,300/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,176
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,484
−HK$2,344/mo
Today · 4.125%
HK$78,828
baseline
▲ 0.50% · 4.625%
HK$83,624
+HK$4,796/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$157,656/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,520
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,733
−HK$2,246/mo
Today · 4.125%
HK$86,979
baseline
▲ 0.50% · 4.625%
HK$91,563
+HK$4,584/mo
Deposit HK$1.81M · loan HK$16.26M · min. income ≈ HK$173,958/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$677,704 · Scale 2, in force from 26 Feb 2026)