LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,211
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,493
−HK$1,302/mo
Today · 4.125%
HK$43,795
baseline
▲ 0.50% · 4.625%
HK$46,460
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,590/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,847
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,077
−HK$1,247/mo
Today · 4.125%
HK$48,324
baseline
▲ 0.50% · 4.625%
HK$50,871
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,648/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,453
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$50,992
−HK$1,563/mo
Today · 4.125%
HK$52,555
baseline
▲ 0.50% · 4.625%
HK$55,752
+HK$3,197/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,110/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,016
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,492
−HK$1,497/mo
Today · 4.125%
HK$57,989
baseline
▲ 0.50% · 4.625%
HK$61,045
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,978/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,696
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,490
−HK$1,824/mo
Today · 4.125%
HK$61,314
baseline
▲ 0.50% · 4.625%
HK$65,044
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,628/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,186
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,907
−HK$1,747/mo
Today · 4.125%
HK$67,654
baseline
▲ 0.50% · 4.625%
HK$71,220
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,308/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,180
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,488
−HK$2,344/mo
Today · 4.125%
HK$78,832
baseline
▲ 0.50% · 4.625%
HK$83,629
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,664/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,525
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,738
−HK$2,245/mo
Today · 4.125%
HK$86,983
baseline
▲ 0.50% · 4.625%
HK$91,568
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,966/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,740 · Scale 2, in force from 26 Feb 2026)